DRAFT: this page's copy is a first draft, not yet reviewed or approved. (The form is live and sends real leads to Follow Up Boss.) It is hidden from search engines until it is approved.
Sell and buy on one plan.
You can sell first, buy first, or line up both closings. The right choice depends on your money, your dates and how much overlap you can carry. We help you choose, then run both sides as one plan.
None is best for everyone. Here is how each one works and what to watch for.
Sell first, then buy
You close on your sale, then shop with the proceeds in hand.
Can suit you if
You need the money from your sale for the next down payment, or you want a firm budget before you shop.
Watch for
You may need a place to stay between closings.
Buy first, then sell
You find the next home first, then sell the one you have.
Can suit you if
You can carry both homes for a time and want to shop without a deadline.
Watch for
Two sets of costs at once. Ask your lender what is possible for you.
Line up both closings
You time the sale and the purchase to land on or near the same day.
Can suit you if
You want one move and as little overlap as you can get.
Watch for
Each deal has its own people and its own dates, so plan some room to shift.
One timeline, both homes.
A sale and a purchase are two deals with different people. We keep them on one plan.
Your sale
Prepare and price the home
List it and review offers
Contract and closing
Your purchase
Set your budget and search
Make an offer
Contract and closing
Where the two meet
When your sale money is expected, shown as an estimate until your lender confirms it
When you can move out, and when you can move in
Where you will stay if the dates do not match
One list of next steps for both homes
A review when one date changes, so the other can adjust
Planning conversation
Plan my move.
Tell us what you are thinking. We will set up a time to talk and map your options.
You tell us where you are.
We talk through your options and your dates.
You choose, and we run both sides.
Your questions, answered.
Do I have to sell before I can buy?
No. Some people sell first. Others buy first and carry both homes for a time. What works depends on your finances and your lender, so ask early. We can help you compare the options.
What if my closing dates do not match?
It happens often. Sometimes the answer is a short stay in temporary housing. Sometimes a closing date can move by a few days. We plan for a gap early, so it is not a surprise.
Can I make an offer before my home sells?
Yes. You can make an offer at any time. What matters is how you plan to pay for it and how the offer is written. We talk through your choices with you and your lender before you make one.
How do I know what my home is worth?
Start with a home value request. An agent reviews it with you and talks through what it means for your plan.
Who is on my team?
You work with your Team HART agent. We bring in your lender and your attorney when it helps, and we keep everyone working from the same dates.
We give real estate guidance. We do not give legal, tax or lending advice. Your lender and your attorney can tell you what applies to you.